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How long does it take for the credit bureau to remove an incorrect listing?
Posted on July 24th, 2010 2 comments
Steve asked:
I recently found out that someone had used me as a co-signer on a loan and was close to defaulting on it. I contacted the company and got taken off of the loan. over the last 120 days a payment hasn’t been made and that has been reported on my credit report. The loan issuing company has sent me a letter and told me that they have contacted the credit bureau’s. How long does this take to come off of my report and stop goofing up my score?
Kim2 responses to “How long does it take for the credit bureau to remove an incorrect listing?”
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It’s strictly up to the credit bureau. It depends on the situation. They can take as long as they want because most people do not have enough money to fight the credit bureau. If you don’t believe it just give them a call, get smart with them and you will see what I am talking about. Once it’s on there it could take years to get it removed. Then again, if your lucky and get to talk to the right person it could take a few days or less.
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Sara J July 26th, 2010 at 01:27
Anytime new information is added to your credit report, your credit score can change. The credit reporting agencies (Transunion, Equifax,
Experian) usually update their credit data every 90 days.
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Vote Republican in 2010 SAVE USA July 25th, 2010 at 03:34