Posts Tagged ‘Fraud’

ARMORPOINT™ Launches the First Patent-pending 3-Bureau Credit Management Software Designed to Help Consumers Manage Credit as an Asset and Secure Identity from Fraud.

Posted in 3 Credit Bureau on 07/06/2011 02:31 pm by


ARMORPOINT™ Launches the First Patent-pending 3-Bureau Credit Management Software Designed to Help Consumers Manage Credit as an Asset and Secure Identity from Fraud.

San Diego, CA (PRWEB) July 31, 2005

ARMORPOINT, Inc. the someone and marketplace pioneer of Total Credit Management Solutions (SM), announced today that it will launch its long anticipated secured-pending Identity Theft Protection and Credit Management software later this year.

ARMORPOINT has developed a leisurely-to-usage chewer upside petition that firmly manages the dynamics of personal individuality, recognition info and recognition score. The package enables consumer to manage their recognition info as a plus and allows them to download their 3-in-1 recognition file unmediated to their upside, giving them more authority over personal individuality and recognition info than any other merchandise on the marketplace.

ARMORPOINT is the former company to provide a comp package solution that integrates individuality thievery protection with recognition direction, ascribing monitoring and individuality thievery insurance. The Company delivers value through patent-pending Dynamic Credit DNA technology, which automatically customizes the consumer’s experience and redisplays personal recognition information and recognition scores in simple to understand arranged trim specific for each user.

“The squad has been workings diligently maiden the yore 12 month development our engineering and I am excited to chance that we have completed our former long awaited approximation of the ARMORPOINT Credit Kit™,” stated Emily Deere, CTO and Co-Founder of ARMORPOINT, Inc. “Building this ware has been very challenging; especially with the complexity of recognition report, but our squad has pulled through and nowadays have the former 3-bureau recognition direction package application available.”

“We have been anxious to return this product launched and it has been somewhat stressful to watch the market pass us by, but we are gladiolus that our patience and persistence has nonrecreational off,” commented Sheldon Owen, CEO of ARMORPOINT, Inc. “We have projected our software to help consumer manage and protect their credit as a plus and we believe that our new products will empower consumers variety never before.”

ARMORPOINT is the first companion to offer 3-Bureau Credit Management Software and integrate branded credit direction and identity theft protection solutions directly for the bring industry. This ware marks a device milepost for the Company and will place ARMORPOINT as the forefront someone in the market.

About ARMORPOINT:

ARMORPOINT is the leading provider of Integrated Total Credit Management product, offering 3-Bureau Credit Management Software, Credit Monitoring, 3-Bureau Credit Analysis, Identity Theft Detection, Identity Theft Protection and Personalized Education. ARMORPOINT’s patented attack uniquely simplifies the complexities of the 3 solon imputed study and integrates them into an easy-to-use package postulation that enables total control and enhanced security activity. The Company provides best-in-domain software and service that help consumers control their financial futurity and secure personal information from individuality barratry. For more info please glimpse http://www.armorpoint.com.

© 2005 ARMORPOINT, Inc. PO BOX 2017, San Marcos, CA 92079. All stylemark, commercialism name, work mark, and logotype referenced herein belong to their respective company.

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How to Contact a Credit Bureau

Posted in Finance on 02/12/2010 03:38 am by
Ann Richter asked:




Have you ever wondered just what kind of information is in your credit report? It’s a good idea to contact a credit bureau to get that free copy that each individual bureau is required by Federal law to supply you with each year. This is about the only way you have of finding out your credit score, or to see if anyone has tried to get a credit card in your name. In this age of identity fraud, this happens more often than you might think.

Where are the Credit Bureaus?

There are four major consumer credit reporting agencies that serve the entire United States. They are -

Equifax

1.800.685.1111

P.O. Box 740241

Atlanta, GA 30374

TransUnion

1.800.888.4213

P.O. Box 1000

Chester, PA 19022-1000

Experian

1.888.397.3742

P.O. Box 2002

Allen, TX 75013

Innovis

1.800.540.2505

P.O. Box 1358

Columbus, OH 43216 -1358

How do Credit Bureaus Work?

When you applied for your very first credit card or loan, one of these four credit bureaus started a file on you, which included where you work and how much your income was at that time. As you moved up in the world, accumulating more credit cards, mortgage and car loans, and possibly student loans as well, these have kept tabs on you, duly noting each salary increase, job change, each account and payment, and every purchase made on your credit cards. Whenever you applied for credit, the lender will get your information from the credit bureau.

How Do I Get My Information from a Credit Bureau?

By law, you have a right to see your credit file, and not just the once a year free report that each of the four major bureaus offer. If you have any of the following criteria, you should contact one of the four big guys above at any time.

Turned down for credit, or denied a job or insurance coverage because of something in your credit file If you are out of work, and will be searching for employment during the next 60 days. If you are on welfare If there are any errors in your file because of fraud or identity theft

If you have none of these problems, and just are curious as to what is in your file, the best way to keep a close check on what’s going on is to take advantage of the freebies offered by the big four. Each limits you to one report per year, but you can play the role of smart consumer, and use this rule to your advantage. Order a report from one company, then in a few months, order another from a different company. With the proper timing, you can end up with a free credit report four times a year if you contact a different company each time.

Whether you just are curious about what kind of information is in your file, or whether you suspect identity theft, start with any of these four major credit bureaus. In a world where very little is free, it’s nice to know that you can check up on something so important at no charge.

Ruby