Steve asked:


I recently found out that someone had used me as a co-signer on a loan and was close to defaulting on it. I contacted the company and got taken off of the loan. over the last 120 days a payment hasn’t been made and that has been reported on my credit report. The loan issuing company has sent me a letter and told me that they have contacted the credit bureau’s. How long does this take to come off of my report and stop goofing up my score?

Kim

Virginia asked:


I am 10 days late because I had to help my sibling with one of their bills. When will the auto loan company report my payment late to the credit bureau? I’ve been on time for the past 10 payments.

Thank you so much!

Monica